Here at Credit4All we have teamed up with the majority of highstreet stores which offer store cards or offer online credit facilities so that you can see clearly which ones will give you credit.
Catalogues with credit should still be treated the same as a loan and be paid each month with at least the minimum repayment. If you default on these they can have a negative affect on your credit score.
Most stores now offer 'Buy Now Pay Later' options to customers to help finance the purchase of larger items.
Buy now pay later washing machine deals are pretty common. The same goes for most household appliances because shops assume the purchase of an expensive item like a washer or vacuum cleaner are a sudden need of the customer due to a broken appliance.
Offering buy now and pay later on products means you can buy what you need without having the money right away.